Recent News

Dec 17, 2025

Illinois Mutual Introduces SIDI Option for Working Spouses of Worksite Benefit Participants

PRESS RELEASE

Peoria, Illinois – Illinois Mutual Life Insurance Company now offers Simplified Issue Disability Income Insurance (SIDI) to the working spouses of worksite benefit participants, giving independent insurance agents the ability to provide valuable income protection to both working members of a household.

a family framed of three

Challenges agents encounter:

When an employee client recognizes the need for DI, they often wonder whether coverage is available for their working spouse as well. However,

  • Only the employee is eligible for DI through their employer, not their working spouse.
  • Traditional DI requires a lengthy application.
  • Full medical underwriting can be a roadblock, which may discourage clients and delay the sale.

Illinois Mutual’s solution:

To address these challenges in the market, Illinois Mutual introduced Simplified Issue Disability Income Insurance (SIDI), a game-changing DI solution designed with both agents and consumers in mind.

Agents can offer worksite spouses this DI product with a simple, electronic application and fast underwriting decisions.

Plus, disability due to childbirth as the result of normal pregnancy is covered as any other sickness after the policy has been in force for 9 months (may vary by state).

“By offering DI to working spouses of worksite employee clients, we’re helping agents provide income protection solutions for their whole family,” -Rob Czerwinski, Head of Worksite Sales.

This enhancement reflects Illinois Mutual’s commitment to respond to market needs for agents and consumers. The company continues to focus on delivering insurance solutions that support middle-market families and small business owners.

Click here to learn more about SIDI for working spouses of worksite clients!

Policy Form WSD07, Voluntary Short Term Disability Income Policy; Policy Form WD13 in GA, MD and SC

Not available in AK, CA, CO, DC, HI, ME, MT, NH, NJ, NM, NY, OR, RI and VT. Coverage and availability may vary in other states. For costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual. If any discrepancies exist between this communication and the policy, the terms of the policy will prevail.