Why Whole Life Insurance?
Whole life insurance can be an excellent foundation for a strong financial plan because of its many advantages, including simplicity, predictability and guarantees.
Though today’s financial marketplace can be precarious and change quickly, whole life insurance has remained a stable part of a financial plan that can combine three guarantees – death benefit, fixed premiums, and cash value – into one powerful and effective asset.
Advantages of Whole Life Insurance
- Death benefit guaranteed for the life of the policy
- Premiums guaranteed for the life of the policy
- Guaranteed cash value growth
- Potential for dividend payments, with higher dividend potential for select plans1
- Flexibility with policy loans through cash value accumulation as shown in the policy
- Living Benefits available at no additional premium2
- A stable financial asset on a balance sheet
- Income tax-free death benefit3
Solutions Built to Meet Your Needs
Path Protector Plus® Whole Life offers five different plans and a variety of riders so it can be strategically utilized for multiple protection needs based on your life stage, financial situation and planning objectives. Take a look at the following examples – some of which might sound familiar.
Compare our whole life solutions
Get a quick understanding of our whole life product portfolio with this at-a-glance chart.
Which scenario do you identify with?
![CP100 small family packing up to move](/images/default-source/products/life-products/cp100.jpg?sfvrsn=9bd5b1e5_1)
Continuous Pay – WL Series 100
Designed for those looking for simple, affordable, and guaranteed whole life coverage.
Find Your Plan![CP200 lady sitting in a chair smiling](/images/default-source/products/life-products/cp200.jpg?sfvrsn=80566168_1)
Continuous Pay – WL Series 200
Designed for those who want more from their coverage, but may have budget constraints that won’t allow a limited pay option.
Find Your Plan![LP100 husband kissing his wife on the forehead](/images/default-source/products/life-products/lp100.jpg?sfvrsn=24c47e3f_3)
Limited Pay – WL Series 100
Designed for those who value a budget-friendly limited pay plan with the guarantees and dividend potential found in a participating whole life policy.
Find Your Plan![LP200 Couple embracing one another](/images/default-source/products/life-products/lp200.jpg?sfvrsn=63eec73f_1)
Limited Pay – WL Series 200
Designed for those seeking high early cash values and policy growth to supplement their savings with a tax advantaged vehicle.
Find Your Plan![SPWL A mother holding her child](/images/default-source/products/life-products/spwl.jpg?sfvrsn=1d2b43d5_1)
Single Pay Whole Life (SPWL)
Designed for those with lump sums that are not earmarked for other purposes.
Find Your Plan