What if you couldn't work to earn your income?

Your everyday life and future plans could quickly be affected. Your income provides the foundation for life as you know it. It allows you to meet your financial obligations, save for the future, and enjoy life's simple pleasures such as a family vacation.

What if you couldn't work to earn your income?

DI Insurance Learning Center Articles

Disability income insurance (DI) can help protect your paycheck if a disabling illness or injury prevents you from working. Whether you’re just starting your research or comparing coverage options, this learning center provides clear, easy-to-understand information about how DI works, who it’s for, and why it matters.

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Disability Insurance 101

In just 2 minutes you’ll understand why protecting your paycheck with DI is so important! Watch this brief informative video about the basics of DI.

Is DI + ROP Right for You?

Take this short quiz to learn why you need DI insurance and how you could possibly get money back.

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DI Insurance Needs Calculator

Find out how much DI you may need with our DI Needs Calculator.

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Why Protecting Your Paycheck Matters: Disability Income Insurance Explained

What if you were to become sick or hurt and Totally Disabled? What if you couldn’t work to earn your paycheck?

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What Happens to Your Income if You Can’t Work?

Have you thought about what would happen if you couldn’t work to earn your income?

Why Do I Need Disability Income Insurance (DI)?

See how DI insurance from Illinois Mutual can work for you.

Explore DI Coverage Options

- The M.U.G.^® Plan
  See how DI insurance could help you cover your Mortgage, Utilities & Groceries (M.U.G.)
- DI Helps Protect Your Financial Future
  Without your income, your financial foundation isn’t stable.
- Common Disability Income Insurance Myths and Misconceptions
  When you learn the truth about DI myths, you have a better understanding of income protection and how it could fit into your financial future.
- Income Protection for Working Women
  Income protection can help working women cover bills and focus on recovery through illness and injury.
- Protect Your Income with Disability Insurance for Nurses
  Nurses: Find out how DI can help protect your paycheck when you really need it.
- Income Protection for Real Estate Agents
  DI insurance can protect your paycheck when a disability leaves you unable to show listings, conduct open houses and meet clients.
- Could your clients pick you out of a line-up of other agents?
  Having annual check-ins with clients is not only good for them, it’s good for you. It gives them a sense of security knowing that you’re thinking about their financial needs.

Learn More About Business Expense Insurance (BE)

- Business Expense Insurance and Return of Premium (ROP) for Small Business Owners
- Small Businesses Need Insurance
  Learn why small business owners need DI insurance.
- Is Your Income Protected?
  How long could your business continue without you there to generate revenue? See how DI, BE and ROP can help small business owners like you.
- DI and BE Insurance for Small Business Owners
  DI insurance and BE insurance just go together. Like peanut butter and jelly.
- Business Expense Insurance with Return of Premium:
  How It Can Help Business Owners

Illinois Mutual Testimonials

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Inspired To Protect A Partnership

Dr. Khidhra Poole and Jimmy Poole are partners in life and in business. They want to protect their income so they can always be there for their employees.