What if you couldn't work to earn your income?

Your everyday life and future plans could quickly be affected. Your income provides the foundation for life as you know it. It allows you to meet your financial obligations, save for the future, and enjoy life's simple pleasures such as a family vacation.

What if you couldn't work to earn your income?

Your everyday life and future plans could quickly be affected. Your income provides the foundation for life as you know it. It allows you to meet your financial obligations, save for the future, and enjoy life's simple pleasures such as a family vacation.

Disability Income Insurance Learning Center Articles

Disability income insurance (DI) can help protect your paycheck if a disabling illness or injury prevents you from working. Whether you’re just starting your research or comparing coverage options, this learning center provides clear, easy-to-understand information about how DI works, who it’s for, and why it matters.

video thumbnail image of a man with his hand on his chin thinking

Disability Insurance 101

In just 2 minutes you’ll understand why protecting your paycheck with disability income insurance (DI) is so important! Watch this brief informative video about the basics of DI.

DI ROP Quiz
Is DI + ROP Right for You?

Take this short quiz to learn why you need disability income insurance (DI) and how you could possibly get money back.

illustrated icons of various common household expenses

Disability Income Insurance (DI) Needs Calculator

Find out how much DI you may need with our DI Needs Calculator.

animation thumbnail image of the title screen

It's Simple: You Need Your Paycheck

What if you were to become sick or hurt and Totally Disabled? What if you couldn’t work to earn your paycheck?

animation thumbnail image of a piggy bank

What Happens to Your Income if You Can’t Work?

Have you thought about what would happen if you couldn’t work to earn your income?

illustrated graphic of 2 men, one with crutches and one with his arm in a sling

Which Job Would You Choose?

See how disability income insurance (DI) from Illinois Mutual can work for you.

Explore DI coverage options

    • The M.U.G. Plan animation thumbnail image

      The M.U.G.® Plan

      See how disability income insurance (DI) could help you cover your M.U.G.
    • DI + BE + ROP = Good Business thumbnail image

      DI + BE + ROP = Good Business

      See how DI+BE+ROP equals good business.
    • image preview of the DI protector your financial future page

      DI Protects Your Financial Future

      Without your income, your financial foundation isn’t stable.
    • animation thumbnail of icons from the video and the video title 4 disability insurance myths

      4 Disability Insurance Myths

      When you learn the truth about DI myths, you have a better understanding of income protection and how it could fit into your financial future.
    • collage of 5 working women in various occupations

      Income Protection for Working Women

      Income protection can help working women cover bills and focus on recovery through illness and injury.
    • photo of a nurse in scrubs with 2 more in the background

      Income Protection for Nurses

      Nurses: Find out how DI can help protect your paycheck when you really need it.
    • real estate agent holding a for sale sign outside of a home

      Income Protection for Real Estate Agents

      Disability income insurance (DI) can protect your paycheck when a disability leaves you unable to show listings, conduct open houses and meet clients.
    • real estate agent standing in an office

      Could your clients pick you out of a line-up of other agents?

      Having annual check-ins with clients is not only good for them, it’s good for you. It gives them a sense of security knowing that you’re thinking about their financial needs.

Learn More About Business Expense Insurance (BE)

    • insurance agents reviewing paperwork

      Small Businesses Need Insurance

      Learn why small business owners need disability income insurance.
    • small business owners smiling

      Is Your Income Protected?

      How long could your business continue without you there to generate revenue? See how DI, BE and ROP can help small business owners like you.
    • animation thumbnail of a small business owner behind the counter

      DI and BE Insurance for Small Business Owners

      Disability income insurance (DI) and business expense insurance (BE) just go together. Like peanut butter and jelly.
    • illustrated video thumbnail of two small business owners smiling

      Business Expense Insurance and Return of Premium for Small Business Owners

Illinois Mutual Testimonials

video thumbnail of Illinois Mutual policyowner, Bob and an audio wave

Bob's Story: DI Policyowner

video thumbnail of two Illinois Mutual policyowners

Inspired To Protect A Partnership

Dr. Khidhra Poole and Jimmy Poole are partners in life and in business. They want to protect their income so they can always be there for their employees.

video thumbnail of Illinois Mutual agent, Chris Vogt

Meet agent Chris Vogt

Meet Chris, an Illinois Mutual DI agent that wants to explain and help people understand "what is disability income insurance?"

Why Illinois Mutual?

    • animation thumbnail of a main in a sling

      Compassionate and Timely Claims Processing — Disability Income Insurance

    • video thumbnail of Illinois Mutual agent, Doug

      Direct Access to Underwriters

Learn More About How Life Events Can Change Your DI Needs