Inspired To Protect A Partnership

We provide community mental health services. We founded this agency in 2014—me and my husband. We've been married for three years now and we've been in business now going on three years. Starting a new business, and both of us being in the business, left little or no safety net. Of course, if you are the main vessel in a business, you're essential to it. So you have to protect yourself and your family. The first thing they say that you have to have is disability insurance, life insurance, and of course a will if you are a business owner.

For a small business owner, you are your most important asset. We insure our cars, our homes, but we never insure our income. Disability insurance is asset protection—paycheck protection. It will continue to give you an income when you're unable to earn an income. It's not necessarily about planning for disability as much as it's being prepared for disability and being prepared for things that may happen. It'll help float us till we get back on our feet and get over whatever challenge we got going on in our life at that moment. It helps with, you know, the mortgage, the groceries, the car notes, the insurance.

If you're a new business owner, it's important now that you look at your value system and considering yourself as a part of the value you have to your company. So it's important that you're looking at yourself as an asset and making sure that you're covering yourself. Disability is the paycheck, when you can't earn a living. When you're hurt, disabled, this is going to be a piece, this is going to be a check that's going to come in to provide for you and your family.

Visit IllinoisMutual.com/DI to learn more today.