The Family Path™ Solution

Path Protector Plus Term Life Insurance: The Family Path Solution

With experience in the life insurance industry for over 100 years, Illinois Mutual understands the financial goals behind many life insurance purchases. With Path Protector Plus Term Life, you have the flexibility to create your own protection path based on your specific needs and those of your family.

For many people, the decision to purchase life insurance starts with a goal of protecting their family. To keep it simple, we have developed a Family Path Solution geared towards those who want to be sure their family has financial protection if the unexpected were to happen. When you select the Family Path Solution, premiums are guaranteed level for your 20-year initial term period. The policy may be renewed after that initial term period at annually increasing rates until age 95. Also included are an accidental death benefit, if underwriting guidelines are met, a terminal illness accelerated death benefit, and a conversion option.

Let's look at an example: Collin, age 32, and Laura, age 31, work hard to provide for their children, ages 7 and 9, and give them everything they need to be happy and thrive. Their goal is to secure life insurance coverage for the whole family. Using the Family Path Solution, Collin can obtain a 20-year Path Protector Plus Term Life Policy with a $250,000 death benefit. Laura can be covered under a 20-year, other insured term writer with a $250,000 death benefit and both children can be covered with a Child Term Insurance Rider with $20,000 in death benefit for each. All for a monthly premium of $44.88. This family now has up to $540,000 in life insurance protection and has taken an important step to protecting their financial future.

Take your next step today to feel secure in the knowledge you are ready, should the unexpected happen you.