Illinois Mutual proudly announces policyowners who have purchased our return of premium (ROP) rider for disability income insurance (DI) have had more than $200 million in premiums returned to them as of December 31, 2023! Available at additional cost, the ROP rider provides DI coverage if you need it, and money back if you don’t.

This rider allows for 100% return of premium paid, less any benefits received, from ages 65 to 67. Beginning with the 5th policy year, you may receive a portion of the premiums paid, less any benefits received. The policy ends after the return of premium is paid and may not be reinstated.

For more information on DI coverage, visit www.IllinoisMutual.com/DI