Meet Long: Illinois Mutual Life Insurance Policyowner
Nothing is more important to Long Nguyen than family. Life insurance is a meaningful and powerful gift of love that Long has selected to protect what he cherishes the most — family.
My wife and I, we do nails with my sister at her shop. We work six days a week and we enjoy our Sundays off. Family is really important to me because I was wanted a family, in a way. When I met my wife, I was so happy. We got married and we had trouble having a baby at first. I thought about getting a life insurance when I found out my wife was pregnant. One of the most things that was important to me was, you know, if something was happened to me, my son would be taken care of and my family would be taken care of. My house would be taken care of for my son.
When I help a family out, my main purpose is kind of alleviate the stress and help them sleep better at night. At the same time, factoring we don't want to take food off the table, so we want to get something that's affordable and something that that will help them. We kind of blended him. We went with a whole life policy. It builds cash value. It also played a different role with him being a small business owner. I did tell him some of the advantages. We also helped him with a return a premium product. When you're at retirement age, you'd be able to get 100% of that money back. And so you can either roll that into another permanent policy or you can, you know, cash it out and use it towards other expenses.
Life insurance is probably one of the last things we think about. But if you want to think about the future, if you don't want the hardships to fall upon your, you know, your loved ones, then that's just something that you need to research.
Illinois Mutual is a good company. I would recommend to all of my friends and family.