Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Why Get Life Insurance?

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Life's Moments

Learn how we strive to protect all of Life's Moments.

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The Benefits of Life Insurance

Find out how you can be ready when Life Happens.

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How Much Life Insurance Do You Need?

Use this calculator to determine how much you may need.

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The Importance of Talking About Life Insurance

Policyowner, Sandy, talks about what her parents instilled in her through discussing life insurance as a family.

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Business Uses of Life Insurance

See how a buy-sell agreement or key person life insurance helps protect your business and retain top talent.

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Life Insurance Trends for Gen Z and Millennials

These clients need life insurance; however, in many cases, they just aren’t sure how to get started.

Learn More About Our Term Life Options

Path Protector Plus® Term Life Insurance: Protecting Your Path in Life

Term life insurance provides affordable protection for multiple coverage needs and can help loved ones continue their way of life if you were no longer around.

Path Protector Plus® Term Life Insurance: protecting your path in life.

Life insurance is an important piece of your financial foundation. It's about showing you care by protecting your loved ones and fulfilling your financial obligations, even after you're gone.

Take a moment to consider your family's financial goals. Would they be able to realize these goals without your contribution to the household? Life insurance can help. While there are many different types of life insurance out there, term life policies provide the maximum amount of coverage for the minimum amount of cost, compared to whole life policies, and are ideal for those who need coverage for a specific period of time. Term life gives the beneficiary funds at a time when they're needed the most and can be used to help replace a lost income stream, help cover burial and other final expenses, or help pay off the mortgage, just to name a few.

With Path Protector Plus® Term Life, you can rest easy knowing your premiums will not increase during your selected initial term period and you can choose from a number of initial terms including 10, 15, 20, 25, or 30 years. You can also select coverage to age 65 or to age 70 depending on your financial goals and needs. This policy is available to people ages 18 to 75, but term length availability will vary by age.

Perhaps you decide you want to keep the policy after your initial term period. With Path Protector Plus® Term Life, you have the option to renew your policy without evidence of insurability at annually increasing premiums until age 95.

With all of the unknowns out there, flexibility is important. We've built our Term life product with that in mind and include some popular rider and options at no additional premium. Additional riders and options are available to give you even more protection and choice in how you use your policy, because we know everyone's situation is different.

With Path Protector Plus® Term Life, your agent can help you design a customized plan. If you're the type of person who doesn't like to pay for something you might not need, then Return of Premium Term Life Insurance could be right for you. Path Protector Plus® Return of Premium Term offers the best of both worlds. Life protection if you need it, and money back if you don't.

Remember, term life insurance provides protection to cover multiple needs and can help ease the financial burdens on those who rely on you. Talk to your Illinois Mutual agent about your coverage needs today to protect your path in life.

Learn More About Our Whole Life Options

Learn More About How Life Events Can Change Your Life Insurance Needs

Work and Business

Home and Family

Health and Dependency

Retirement and Legacies

"Life's Short" Stories

Watch these personal stories regarding coverage for final expenses and how it can saved loved ones from financial burden.

Illinois Mutual Testimonials

policyowner Long

Taking Steps to Protect Your Family

Nothing is more important to Long Nguyen than family. Life insurance is a meaningful and powerful gift of love that Long has selected to protect what he cherishes the most — family.

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Purchasing Life Insurance

Hear from Illinois Mutual agent, Cynthia, about why having life insurance is a way to show your loved ones how much you care about them.

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Working with Agents to Serve Together

When agent Cory Schroeder works with clients who are purchasing insurance, he makes sure to build the trust that Illinois Mutual will be there for them in their time of need.

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Planning for the Future with Life Insurance

Hear from Hector Ocaranza, a policyowner with Illinois Mutual, about how he has learned about the importance of obtaining life insurance policies for his family.

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Connected to Our Policyowners

Hear from Virginia policyowners, Dawayne and Terra Taylor, on the importance of life insurance to protect their family and their businesses.