Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Why Get Life Insurance?

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Life's Moments

Learn how we strive to protect all of Life's Moments.

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The Benefits of Life Insurance

Find out how you can be ready when Life Happens.

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How Much Life Insurance Do You Need?

Use this calculator to determine how much you may need.

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The Importance of Talking About Life Insurance

Policyowner, Sandy, talks about what her parents instilled in her through discussing life insurance as a family.

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Business Uses of Life Insurance

See how a buy-sell agreement or key person life insurance helps protect your business and retain top talent.

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Life Insurance Trends for Gen Z and Millennials

These clients need life insurance; however, in many cases, they just aren’t sure how to get started.

Learn More About Our Term Life Options

The Home Path™ Solution

Created for those who want to provide their family with the opportunity to stay in their home if something happens to them.

Path Protector Plus® Term Life Insurance: The Home Path™ Solution

With experience in the life insurance industry for over 100 years, Illinois Mutual understands the financial goals behind many life insurance purchases. With Path Protector Plus® Term Life, you have the flexibility to create your own protection path based on your specific needs and those of your family. For many people the decision to purchase life insurance starts with a goal of protecting their loved ones.

To keep it simple, we have developed a Home Path™ Solution geared toward those who want to provide their family with the opportunity to stay in their home if something unexpected were to happen.

When you select the Home Path Solution™, premiums are guaranteed level for your initial term period, and you can choose between a 15- or 30-year term period. The policy may be renewed after that initial term period at annually increasing rates until age 95. Also included are an accidental death benefit, if underwriting guidelines are met, a terminal illness accelerated death benefit, and a conversion option.

Let's look at an example: Adam, age 26, and Jenny, age 24, have just moved into a new home together. They now have a $150,000 mortgage to think about and want to ensure that, if something were to happen to one of them, the other would not lose the home due to inability to make mortgage payments. Using the Home Path™ Solution, Adam and Jenny can acquire two 30-year Path Protector Plus® Term Life Policies with $150,000 death benefits naming each other as beneficiary to match the 30-year $150,000 mortgage they have on their house for a combined monthly premium of $30.85*.

Unlike mortgage credit insurance where the face amount decreases as your mortgage decreases, the face amount of Path Protector Plus® Term Life remains at full value, allowing your survivors to pay off the mortgage and still have funds available for other expenses. They can find peace of mind in knowing that, if one of them were to die, the other would receive the death benefit and be able to pay off the mortgage.

Find your peace of mind today by securing coverage that can provide your loved ones with the opportunity to stay in their home should anything happen to you.

*May vary by state. For illustration purposes only. Subject to underwriting. Examples assume proposed insured's rating classification is Preferred Non-Tobacco unless otherwise noted. Contact your Sales team for details.

Learn More About Our Whole Life Options

Learn More About How Life Events Can Change Your Life Insurance Needs

Work and Business

Home and Family

Health and Dependency

Retirement and Legacies

"Life's Short" Stories

Watch these personal stories regarding coverage for final expenses and how it can saved loved ones from financial burden.

Illinois Mutual Testimonials

policyowner Long

Taking Steps to Protect Your Family

Nothing is more important to Long Nguyen than family. Life insurance is a meaningful and powerful gift of love that Long has selected to protect what he cherishes the most — family.

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Purchasing Life Insurance

Hear from Illinois Mutual agent, Cynthia, about why having life insurance is a way to show your loved ones how much you care about them.

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Working with Agents to Serve Together

When agent Cory Schroeder works with clients who are purchasing insurance, he makes sure to build the trust that Illinois Mutual will be there for them in their time of need.

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Planning for the Future with Life Insurance

Hear from Hector Ocaranza, a policyowner with Illinois Mutual, about how he has learned about the importance of obtaining life insurance policies for his family.

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Connected to Our Policyowners

Hear from Virginia policyowners, Dawayne and Terra Taylor, on the importance of life insurance to protect their family and their businesses.