Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Life's Moments aren't always planned, but big or small, we strive to protect them all.

Protect more of Life's Moments

Why Get Life Insurance?

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Life's Moments

Learn how we strive to protect all of Life's Moments.

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The Benefits of Life Insurance

Find out how you can be ready when Life Happens.

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How Much Life Insurance Do You Need?

Use this calculator to determine how much you may need.

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The Importance of Talking About Life Insurance

Policyowner, Sandy, talks about what her parents instilled in her through discussing life insurance as a family.

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Business Uses of Life Insurance

See how a buy-sell agreement or key person life insurance helps protect your business and retain top talent.

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Life Insurance Trends for Gen Z and Millennials

These clients need life insurance; however, in many cases, they just aren’t sure how to get started.

Learn More About Our Term Life Options

Learn More About Our Whole Life Options

Path Protector Plus® Whole Life Insurance

Illinois Mutual's variety of whole life insurance products can cover needs across the financial spectrum with five different customizable plan types. Watch this overview of all five plan types to see which permanent life insurance plan might be right for your situation.

Path Protector Plus® Whole Life Insurance: Protecting Your Path in Life

Though today's financial marketplace can change quickly, whole life insurance has remained a stable part of a financial plan that can combine three guarantees: death benefit, fixed premiums, and cash value into one powerful and effective asset.

We developed our Path Protector Plus® Whole Life product, not only to better serve the middle market, but also to meet a wider range of coverage needs across the financial spectrum. Because we offer five different whole life plans and a variety of riders to further customize coverage, we have the right fit for people's needs depending on their life stages, financial situations, and planning objectives.

Our lowest cost whole life plan, Continuous Pay Whole Life Series 100, is intended for those looking for simple, affordable and guaranteed coverage. It provides death benefit protection with guaranteed cash value accumulation and can be a great choice for a young family who intends to supplement their death benefit coverage by also purchasing term life insurance to create a blended policy.

Next, we have Continuous Pay Whole Life Series 200, which offers all the perks of Continuous Pay Series 100, but with a lower maturity age and higher expected dividends to help build policy value faster. This can be an ideal selection for those looking for more from their coverage, but who may have budget constraints that won't allow a limited pay option.

Now, as we transition from our Continuous Pay Plans to our Limited Pay Plans, let's take a look at Limited Pay Whole Life Series 100. This whole life plan is crafted for those looking for a budget-friendly, limited pay plan, with guarantees and dividend potential found in a participating whole life policy, while maintaining a focus on lower premium than the Limited Pay Whole Life Series 200, our next plan.

The Limited Pay Whole Life Series 200 features higher early cash values than the Limited Pay Series 100 and policy growth to supplement savings with a tax-advantaged vehicle. Limited Pay Series 200 offers all the perks of the Limited Pay Series 100. This is our fastest cash value accumulation whole life policy.

Finally, we have Single Pay Whole Life. Single Pay offers guaranteed death benefit protection and cash value accumulation, with no future premiums. This could be an excellent solution for those looking for life insurance coverage that can help them maximize their legacy. Single Pay is usually a modified endowment contract, so you'll want to consult an accountant or attorney regarding your specific circumstances.

Thank you very much for taking the time today to learn about our Path Protector Plus® Whole Life Insurance. We look forward to serving you soon.

Learn More About How Life Events Can Change Your Life Insurance Needs

Work and Business

Home and Family

Health and Dependency

Retirement and Legacies

"Life's Short" Stories

Watch these personal stories regarding coverage for final expenses and how it can saved loved ones from financial burden.

Illinois Mutual Testimonials

policyowner Long

Taking Steps to Protect Your Family

Nothing is more important to Long Nguyen than family. Life insurance is a meaningful and powerful gift of love that Long has selected to protect what he cherishes the most — family.

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Purchasing Life Insurance

Hear from Illinois Mutual agent, Cynthia, about why having life insurance is a way to show your loved ones how much you care about them.

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Working with Agents to Serve Together

When agent Cory Schroeder works with clients who are purchasing insurance, he makes sure to build the trust that Illinois Mutual will be there for them in their time of need.

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Planning for the Future with Life Insurance

Hear from Hector Ocaranza, a policyowner with Illinois Mutual, about how he has learned about the importance of obtaining life insurance policies for his family.

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Connected to Our Policyowners

Hear from Virginia policyowners, Dawayne and Terra Taylor, on the importance of life insurance to protect their family and their businesses.